Why do people still use charity boxes when there's a recession?

Call me heartless or cold or unkind if you want but there's a recession on and I'm surprised that people can still afford to put small change in a charity box while living in fear that they may lose their job the next day. I think that people should just put their spare change towards their credit cards or their retirement fund or something like that.

If you think ten cents isn't that much of a loss, it will be if you put ten cents in each of ten thousand boxes - think about what else you could've done with that $1000. You could've bought a new laptop or maybe a new ten-speed bike or you could've kept your family fed for a few more weeks. So, keep your spare change and don't just put it in the charity box.